Consolidated Hallmark Holdings Plc recorded a profit before tax of N9.70 billion for the year ended 31 December 2025, representing a sharp 58.3% decline from N23.28 billion in 2024.
In the fourth quarter alone, pre-tax profit stood at N3.9 billion, slightly up from N3.6 billion in Q4 2024, supported by a surge in insurance income.
However, full-year investment income fell sharply to N7.4 billion from N23.8 billion, dragging net profit down to N9.7 billion from N23.3 billion and weighing on the company’s pre-tax earnings.